Growing Your Wealth Just Got Personal!

Your money shouldn’t sit idle—it should be growing, flexing, and building real wealth.

We’re making investing simple, fast, and smart, with all-in ETF options, expert guidance, and zero platform fees. No fluff, just growth.

10+

Curated Investment Options

R2.3T+

in Global Expertise

R0

Zero Platform Fees

Smarter investing. Built for your unique needs

Your money, your rules—we just make it grow effortlessly. Vault22 builds you a personalised portfolio of ETFs from up to 12 asset classes, all tailored to your investor profile.

No guesswork. No wasted time.
Investor Profile
Safe Stepper Cautious Climber Balanced Buffet Growth Gladiator Rocket Rider
Safe Stepper

Discover your investor profile now!

You make it custom. We’ll do the rest.

Choose from 10+ highly curated portfolios and we’ll handle the trades and rebalance your portfolio for you. Every portfolio is designed around your investor profile.

We’ll make it easy and safe to customise by helping you see when your choices won’t be in line with your preferred risk level.

Balanced Buffet

You’ve nailed the balance between calculated risk and meaningful growth. You’re making smart moves that preserve your money while chasing higher returns. Keep on channelling your inner Warren Buffet.

Growth focused

Risk fuels you, rewards drive you. Maximising returns over preservation is your game, and you’re ready to take bold steps for long-term growth. Stay pumped, victory is in sight!

Aggressive risk profile

You’re all in, and it shows. The high and the lows don’t faze you, they fuel you. With your eyes on high-growth opportunities, you embrace the risks and aim straight for the stars. Keep crushing it!

Conservative risk profile

Some call you conservative. We call you strategic. You're playing cool and that's smart. Keeping your money secure is your end game. You don’t take wild risks, only calculated moves. Slow and steady doesn't just win the race, it quietly builds your wealth.

Cautious risk profile

You’re not just in the game; you’re learning to master it by balancing growth and stability. You're open to a bit more risk for bigger rewards, with a close eye on your cash. You're climbing with a purpose!

Growing wealth is easy as

#1

Discover Your Risk Profile

Take our quick assessment to determine whether you're a Safe Stepper, Rocket Rider, or somewhere in between.

#2

Fund Your Portfolio

Start with as little as R500 and grow from there.

#3

Let Your Money Work

Sit back while our insights and tools optimize your investments.

#4

Track & Adjust Anytime

Stay in control with real-time tracking and smart recommendations.

Investing that accounts for your needs.

Invest for NOW

Level up your bucks for the things you actually want—holidays, a new car, or that side hustle. Your money grows while you plan.

Invest for Later

Future you deserves more. Vault22 helps you build long-term wealth so tomorrow feels like an upgrade, not a downgrade.

Invest for everything else

From big dreams to smaller splurges, investing isn’t just for the serious stuff. Your cash should be working for whatever comes next

Invest even faster with Vault22

Expert-backed strategies, no paperwork or waiting around and zero platform fees. Just set, grow, and go

Investing that makes sense, for just cents

For your R500 investment, less than R1 gets you smart investing, expert guidance and full transparency.
Here’s the breakdown
  • Your initial investment: R500.00 🏆
  • Trading fees (0.11%) + VAT: R0.61
  • Monthly advice fee (0.75% per year, so ~0.0625% per month) + VAT: R0.36
  • Your net investment: R499.03

Performance calculator

Good
Average
Below average
Projected returns P.A.
8.8%
Projected volatility P.A.
13.5%
In 10 years you could make:
  • R23 120
  • R18 770
  • R15 580
Growing your money is a slam dunk
Your money and data are protected with bank-grade encryption.
We’ve partnered with Prescient & Coronation and backed by by SC Ventures, Old Mutual & Franklin Templeton.
No hidden fees, just clear, fair investing.

Frequently Asked Questions

What’s the minimum investment amount?
Can I withdraw my money anytime?
What kind of returns can I expect?
How do I choose the right investment path?

Growing Your Money Starts Here