Progress over perfection

When it comes to getting fit or climbing a mountain, it doesn’t happen overnight. It takes the right diet, habits and a little help from a trainer. That’s what financial fitness is all about;

Wellness: Providing tools for budgeting, debt management, insurance, and savings to establish a solid financial foundation.

Wealth: Offering financial advice, goal setting, asset management (including traditional, Shariah, and digital assets), leveraging AI and machine learning for personalised guidance.  

‍Wisdom: Delivering actionable insights, product recommendations, portfolio optimisation, and data-driven financial planning.

Trusted by

120+ Supported Institutions

All financial institutions you can link accounts from 🙌

10X Investments

ABSA

ABSA Online Share Trading

ABSA Wealth & Investment

Ackermans Store

African Bank

Alexander Forbes

Allan Gray

Alphera Financial Services

American Express Membership Rewards

Ashburton Investments

Audi Financial Services

BMW Financial Services

Bash

Boutique Collective Investments

British Airways

Cadiz

Capitec

Clicks ClubCard

Computershare Investor Services

Coronation

DagMilesRewards

Deutsche Asset & Wealth Management

Diners Club

Dis-Chem

Discovery

Easy Equities

EasyProperties

Edgars

Exclus1ves

FNB

FNB Securities

Fairbairn Capital

FedGroup

Foord

Franc

GT247

Game South Africa

IP Management Company

Investec Private Bank

Investec Wealth & Investment

JSE Investor Services (Link Market Services)

Kulula

Kulula Travelbank

Liberty

Luno

M&G Investments (Prudential)

MFC

Makro Online

Marriott

Mercantile Bank

Mobicred

Momentum

Momentum Funds at Work

Momentum Investments Wealth International

Momentum Retirement Administrators

Mr Price Money

NMG

NMG Smart Fund

Nedbank

Nedbank Greenbacks

Nedbank OLD

Nedbank Online Share Trading

Nedbank Private Wealth

Nedgroup Investments

Ninety One (Investec Asset Management)

Old Mutual

Old Mutual International

Old Mutual Money Account

Outvest

PPS Investments

PSG Asset Management

PSG Online

PSG South Africa

Pay Just Now

PayPal

Payflex

Pick n Pay

Prescient

RCS

RMB

RSA Retail Savings Bonds

SA Home Loans

Sanlam

Sanlam ACA Retirement Funds

Sanlam Private Investments

Sanlam iTrade

Sasfin

Satrix

SatrixNOW

SnapnSave

Spur Family Card

Standard Bank

Standard Bank (Old Site)

Standard Bank Share Trading

Standard Bank uCount

Standard Chartered

Stanlib

Sygnia Alchemy

Sygnia Epic

Start Vaulting and get #FinFit

Take control of your finances and becoming a financial superstar. Whether you're starting as a Rookie, leveling up to Enthusiast, climbing higher as a Competitor, honing your skills as an Expert, or reaching the top tier as an Elite, your Financial Fitness Level shows just how far you've come on your financial journey. Get to know more.

Rookie

You’re just starting out on your financial fitness journey. (We've all been there)

01

Enthusiast

You’re showing promise, but still have a lot to learn. We can help you in that!

02

Competitor

You’re now a serious contender in financial fitness, with a few steps left to mastery.

03

Expert

A seasoned pro with a wealth of knowledge. You’re nearly at the peak of financial shape.

04

Elite

The financial equivalent of an Olympic gold medalist. Clearly setting the pace.

05

How it works...

Link your accounts

The first thing you’ll do is link your money stuff: cheque and savings accounts, credit and store cards, investments, loans and rewards.

We gather your transactions

When you link accounts, Vault22 usually gets the last 3 months’ transactions from them. After that, they’re automatically updated whenever you log in, or daily.

… and sort them for you

Vault22 identifies each transaction and automatically puts it into a category like Groceries, Rent or Pets. Use existing categories or create your own.

See where your money goes

We automatically add up what you spend on each category, each month, so you see exactly where your money goes. Brace yourself: it’s honest about what you do with your money.